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Advanced Placement®, AP®, SAT®, and ACCUPLACER® are registered trademarks and/or owned by the College Board, which was not involved in the production of, and does not endorse this product. 1215 Fourth Ave., Suite 1500 learning about Apex via the Apex Workbook - Mathematics of Personal Finance focuses on real-world financial literacy, personal finance, and business subjects. To assist students for whom language presents a barrier to learning or who are not reading at grade level, Mathematics of Personal Finance includes audio resources in both Spanish and English. :). Those who did not contact me personally will not be recommended by me and contacting these people will be at your discretion. There might be a couple questions that can help you solve your problem. The answers are not readily available online however there are some study materials available. 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